Mr. Ramalingam Bsc MCA
Business Head – Cuddalore & Puducherry, CV & Associates
Taxation | Insurance | Risk Management | Audit | Government Advisory
📍Cuddalore& Puducherry
✉️ramalingam@creativevalues.in | ☎️+91 99444 40619 | ☎️Landline: 04142 454559
Taxation & Insurance Expert | Internal Auditor | Govt Scheme Advisor | 18+ Years of Experience
Mr. Ramalingam is a highly experienced finance and insurance professional with over 18 years of hands-on expertise in internal audit, tax coordination, risk management, insurance portfolio consulting, and government schemes advisory. Currently serving as Business Head at CV & Associates for Cuddalore& Puducherry, he leads financial consulting, compliance advisory, and insurance services across both regions.
A Certified GST Practitioner with a solid academic foundation in science and computer applications, Mr. Ramalingam is known for his in-depth understanding of financial systems, audit protocols, insurance planning, and client-centric advisory services.
Core Expertise
✅Taxation & GST Advisory – Tax Filings, GST Compliance, Litigation Handling
✅Internal Audit & Controls – Financial Audits, Operational Risk Reviews, Reporting
✅Insurance & Risk Management – Health, Life & General Insurance Advisory, Portfolio Design
✅Government Scheme Advisory – Financial Inclusion, Subsidy Navigation, PM Schemes
✅Financial Consulting – Investment Planning, Risk Mitigation, Client Portfolio Management
✅Liaison with Authorities – GST & Tax Representation, Regulatory Compliance
Professional Experience
🔹 Business Head – CV & Associates, Cuddalore& Puducherry (2024 – Present)
Leading operations, client advisory, tax representation, and insurance strategy across southern Tamil Nadu and Puducherry. Collaborating with local businesses for optimized compliance and financial planning.
🔹 Internal Auditor – ArupadaiVeedu Medical College (2022 – 2024)
Oversaw comprehensive internal audits and risk management reviews, improving operational efficiency and financial discipline within the institution.
🔹 Financial Consultant &Govt Scheme Advisor (2012 – 2020)
Advised clients on government welfare programs and insurance strategies, supporting hundreds of families and small businesses with financial literacy and inclusive solutions.
🔹 Insurance Executive – Star Health Insurance (2006 – 2011)
Specialized in underwriting, claims analysis, and customer engagement, laying a strong foundation in the health insurance sector.
Education & Certifications
- 📌Certified GST Practitioner – Govt. Registered
- 🎓Master of Computer Applications (MCA) – Completed in 2009
- 🎓Bachelor of Science (B.Sc) – Completed in 2004
Contact Details
📍Office Address: No. 24, Dhandapani Street, Thirupapuliyur, Cuddalore – 607002
✉️Email: ramalingam@creativevalues.in
📞Mobile: +91 99444 40619
☎️Landline: 04142 454559